Word Street Journal

As an expatriate, you need to remember that you are not in Kansas anymore when you move away from your home country and depending on exactly where you lived, you can’t rely on a free health system to help you out. You have to make your own provisions when moving to a completely different country like Thailand and even though they can boast some of the finest private hospitals in the world, you need to pay to be able to use their services. Nobody knows what’s going to happen tomorrow never mind next week and so it makes sense that you would have some kind of health insurance in place.

This is why health insurance Thailand for foreigners should be a crucial part of your travelling plans and you should never leave home without it. You may feel in great shape but you don’t know when you’re going to run into a medical emergency and it might even be because of a road traffic accident that was not even your fault. You need to have peace of mind knowing that in the event that you need immediate medical care, everything is covered and you don’t have to empty out your bank account and your life savings to pay for everything.

Once you have the right kind of private health insurance in place then you can get to enjoy the following benefits.

• • You get to choose – This is in relation to the hospital that you want to choose for your medical care and there will be a number of different locations to pick from so that you feel comfortable there and you know you’re getting the best help possible. If you have to put your hand into your own pocket then you will be restricted as to the hospitals that you can choose because you will be picking based on the money that you have and not which one is the very best.
  • It will definitely save you money – Things that you might regard as small insignificant procedures can end up costing a lot of money when you have to pay for them yourself. It makes absolutely no sense to jeopardise all of the money that you have saved up over the years for your retirement when you could just take out a private health insurance policy that will cover all eventualities.

• You can enjoy regular checkups – Make sure that you have included the option to take regular health checkups within your insurance policy. This makes perfect sense because if you can find smaller health issues that can be addressed with lifestyle changes then you do not have to go through any major medical procedures as you get older.

Many people are reluctant to take out private health insurance and yet they have insurance for everything else in their lives. They will gladly insure their cars, insure their motorbikes and yet find it incomprehensible that they would have to take out insurance for their health.