Business records have pointed to the registered address of Polykup Inc., which is a company involved in auto industry in connection with Samuel Polyak, after the New Jersey Treasury filings showed that the business registered address of this company was actually a home located in Fair Lawn, New Jersey.
The official records kept by the New Jersey Division of Revenue and Enterprise Services show that Polykup Inc. has 5-11 Eugene Street in Fair Lawn, New Jersey as its official business address. In addition, the filing shows the business activity of the company to be “MECHANIC, AUTOMOBILES,” leading one to wonder if the business address registered with the company was actually a purely administrative address or if there was some actual automotive business conducted from the residential address.
A home address is a legitimate business address choice in many cases in the United States. It is not unusual for small business or new business firms to use a home address as a business address or as an administrative address. However, businesses that conduct vehicle repairs may be subject to certain additional municipal zoning regulations.
Residential Zoning Regulations
As per the zoning laws of Fair Lawn Municipality, commercial activities are prohibited in residential zones but there are some exemptions that allow for home occupation provided that certain conditions are met. These rules are meant to protect the residential nature of the neighborhood from being affected by excessive traffic, customers, noise, storage outside, commercial vehicle activity, and other impacts on neighboring properties.
Since automotive repairs may entail customer cars, special tools, and mechanical services, this type of home-based business may require certain permits in addition to those required by the home-based business. Whether the business in question is in compliance with local zoning laws will depend on various factors such as the size of the business, the permits held, the inspections conducted, and the way the property is used.
To date, it has not been reported in the public domain that the authorities in Fair Lawn concluded that Polykup Inc. has violated any zoning ordinance. Compliance would always be evaluated by municipal zoning officials and other regulators based on facts of the case.
The Fair Lawn zoning regulations are publicly available through the Borough of Fair Lawn’s municipal code, while New Jersey business registration records can be accessed through the New Jersey Division of Revenue and Enterprise Services.
Questions Regarding Business Registration Timeline
Corporate records have also revealed that Polykup Inc. was formed in New York in the year 2019 before finally making its business registration in New Jersey in April 2026.
Companies often register themselves in more than one state due to legitimate reasons. Multi-state registrations do not necessarily mean that a firm is non-compliant with the relevant laws. But the dates of registration can raise doubts about whether the firm met all state regulations during its existence.
The decision regarding compliance with the state regulations can only be taken after reviewing the relevant state agencies’ records.
Other Publicly Reported Matters
Separate from the business registration and zoning questions, Polykup has also been referenced in matters publicly reported by the New Jersey Auto Owners Association (NJAOA).
According to statements published by the association, documentation relating to the reported unauthorized use of a silver Smart Fortwo Cabrio has been submitted to both the Fair Lawn Police Department and the Bergen County Prosecutor’s Office. The organization has stated that it requested law enforcement authorities review the submitted information to determine whether further investigation is warranted.
The NJAOA has also organized demonstrations concerning an Acura NSX electric vehicle conversion project involving a 90-year-old customer. The association alleges that the vehicle was equipped with recalled battery packs that presented potential fire risks and that certain vehicle components remained missing or disputed following completion of the project.
Those allegations are separate from the zoning and business registration issues discussed above. As of publication, no court or regulatory agency has publicly issued findings establishing liability or wrongdoing regarding those claims.
Bankruptcy and Public Interest
Publicly reported information concerning Polykup’s bankruptcy status, together with references to David Gutwill in matters discussed by the NJAOA, has added further attention to the company‘s business activities.
Although these issues involve separate legal and factual circumstances, they contribute to broader public interest surrounding the company’s operations. Each matter would be subject to its own legal standards, evidentiary requirements, and regulatory review.
No Official Finding of Violations
Based on the publicly available information reviewed for this report, no government agency has publicly announced that Polykup Inc. or Samuel Polyak violated Fair Lawn zoning regulations or other applicable business laws in connection with the company’s registered address.
The available records raise questions regarding how the property was used and whether all required municipal approvals, permits, and registrations were obtained. Those questions can only be resolved through review by the relevant local or state authorities.
Should municipal officials determine that additional review is appropriate, any findings would depend on inspections, documentary evidence, permitting records, and other facts specific to the property’s use during the relevant period.
Individuals with information relating to matters referenced by the New Jersey Auto Owners Association may contact the association or the appropriate government authorities. Any investigation or enforcement action, if undertaken, would remain the responsibility of the agencies with jurisdiction over zoning, licensing, law enforcement, or regulatory compliance.



